Installments rules and availability

This feature divides the total price to pay into several smaller, equal amounts due to pay over an agreed period of time, instead of requiring the customer to pay everything up front in a single payment. This method is widely used in LATAM markets and allows customers to have greater flexibility, but its implementation depends on card support availability and must comply with regional regulations.

Below are the available card brands that support installments in each country

Available Countries

The following tables show by country the types of installments options offered. Consult them to check the installaments offered by your country.

Brazil Installments

For Brazil there are two main types of installments options offered at country level:

• Merchant installments (Parcelado Lojista): The merchant will settle the installments transactions month by month (D+30) including MDR and discount fees, and the cardholder will pay the amount without any interest fees. The seller covers the interest.

Below are the possible API plan values by card brand in Brazil: