Supported payment methods
Payment methods are the different ways consumers can pay for products or services.
Each method offers specific advantages in speed, convenience, security, and cost. Together, they address the diverse needs of both consumers and businesses.
Available types
The following tables show the availability of the supported payment methods by country. Use them to check whether a particular method suits your integration needs.
Cards
Cards function as a payment method linked to a bank account (debit) or a credit limit (credit). For digital purchases, the customer provides the card information at checkout, so the transaction can be processed immediately.
| Type | Argentina | Brazil | Colombia | Chile | Mexico | Europe | Uruguay |
|---|---|---|---|---|---|---|---|
| Amex | ✅ | ✅ | ✅ | ✅ | ✅ | ||
| Cabal | ✅ | ||||||
| Carnet | ✅ | ||||||
| Discover | ✅ | ✅ | |||||
| Elo | ✅ | ||||||
| Hipercard | ✅ | ||||||
| Mastercard | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Naranja | ✅ | ||||||
| Private | ✅ | ||||||
| Visa | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Maestro | ✅ | ||||||
| JCB | ✅ | ||||||
| Diners Club | ✅ |
Cash payments
Customers receive a barcode/QR Code (payment slip/voucher) and a transaction reference number. With these details, customers can pay in cash at various physical locations, such as ATMs, bank branches, convenience stores, or supermarkets.
| Type | Argentina | Brazil | Colombia | Chile | Mexico | Europe | Uruguay |
|---|---|---|---|---|---|---|---|
| Boleto | ✅ | ||||||
| Multibanco | ✅ |
Bank transfer
Bank transfer enables real-time payments at any time. It debits the amounts directly from customers' bank accounts, wallets, or available balances. This operational agility helps improve the customer experience and increase conversion rates. The company also benefits from a low cost per transaction.
QR Code
Interoperable QR Code payment lets the buyer scan a dynamic QR Code displayed on the Web Checkout screen. On mobile, the buyer can instead open the app through the wallet deeplink. The buyer then confirms the payment inside the wallet of their choice and selects the payment form there (account balance or card).
The wallet confirms the result asynchronously.
| Type | Argentina | Brazil | Colombia | Chile | Mexico | Europe | Uruguay |
|---|---|---|---|---|---|---|---|
| QR Code | ✅ |
Wallet
A digital wallet (or e-wallet) is an application or online service. It stores payment information securely and digitally, such as credit/debit card numbers and prepaid balances.
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